Personal Financial assessment
The following questions will help you to evaluate your personal financial status. Your responses are confidential. Please answer as accurately as possible. If you are unsure, choose the closest option.
1. What best describes your current employment status or occupation?
Senior manager / executive (e.g., director, CEO, partner)
Middle manager / supervisor / team lead
Professional / specialist (e.g., engineer, researcher, doctor, lawyer)
Office worker / administrative staff / clerical worker
Skilled worker / technician / tradesperson (requires vocational training or certification)
Semi-skilled worker
Unskilled worker / worker with no formal qualifications
Student
Unemployed
Retired
2. What is your approximate monthly personal income (after tax)?
Less than 1,000 EUR
1,000–2,999 EUR
3,000–4,999 EUR
5,000–7,999 EUR
8,000 EUR or more
3. Which sources of income do you have?
(multiple answers possible)
Salary or wages
Self-employment / freelance work
Business income
Rental income
Investments (interest, dividends, capital gains)
Government benefits or pensions
Financial support from others
Other:
4. How stable is your income?
Very unstable
Somewhat unstable
Somewhat stable
Very stable
5. Do you currently own or co-own property (e.g., house, apartment, land)?
No
Yes, fully owned
Yes, with a mortgage
6. Do you own any other major assets?
(multiple answers possible)
Car or other motor vehicle
Additional real estate
Business ownership
Investment portfolio (stocks, bonds, funds)
Valuable items (e.g., jewelry, art, collectibles)
None of the above
7. Are you currently able to save money from your monthly income?
No, I am not able to save
Yes, I save occasionally
Yes, I save regularly
8. Approximately what percentage of your monthly income do you save?
Less than 5%
5–9%
10–19%
20–29%
30% or more
9. If you lost your main income, how long could you cover basic expenses?
Less than 1 month
1–3 months
3–6 months
More than 6 months
10. Do you currently have any of the following debts?
(multiple answers possible)
Mortgage
Car loan
Leasing (car or equipment)
Credit card debt
Student loans
Personal loans
No dept
11. Approximately what proportion of your monthly income goes to debt repayment?
Less than 20%
20–39%
40–59%
60% or more
12. Which categories do you spend the most money on each month? (Select up to 5)
(multiple answers possible)
Housing (rent/mortgage, utilities)
Food and groceries
Transportation
Healthcare
Education
Childcare / family support
Entertainment / leisure
Travel
Shopping / consumer goods
Hobbies
Debt repayment
13. How would you rate your overall financial situation?
Very poor
Poor
Fair
Good
Very good
Finish
